Get Paid
Without the Cut
Everything here answers one question: how does a small business get to 0% processing fees without raising prices or losing customers? Real math, no gatekeeping.
01Your Menu Shows Both Prices
$10.00 card / $9.65 cash. Compliant signage and reprogrammed price displays are part of the install — I handle the setup, you don't guess at the rules.02The Terminal Does the Math
Staff ring the sale the way they always have. The POS applies the right price by payment type and prints a clean receipt. No mental math, no arguments at the register.03Your deposit stops shrinking
Next-day funding, with the processing cost already covered. Your statement stops being a monthly subtraction from profit.04We Check in After Month One
I read the first statement with you and confirm the number matches what I promised. If it doesn't, we fix it — that's the whole job.
It isn't a gimmick.
It's two prices.
Gas stations have done this for forty years: one price for cash, one for card. Dual pricing brings the same, fully disclosed structure to your counter — so the cost of accepting cards stops coming out of your margin.
Surcharging bolts a fee onto the receipt and irritates people. Dual pricing shows both numbers up front and reads as a cash discount. That difference is why it sticks.
Top Questions You Should Always Ask...
Will 0% Cost Me or My Customers
In practice, almost never — because it reads as a cash discount, not a penalty. The cash price is lower than what you charge today, and the card price is a few cents more on a $10 ticket. Card-preferring customers keep tapping; cash customers feel rewarded. The businesses that see friction are the ones that spring it on people with no signage, which is exactly what the install is designed to prevent.
Is dual pricing legal where I am?
Dual pricing is permitted in every U.S. state, with disclosure rules that vary by state and card network. That's the part I own: compliant signage, correct receipt language, and a terminal configured to the current network rules. If your state has a specific restriction, I'll tell you before you sign anything, not after.
What Does it Cost to Switch?
Nothing to get a quote and nothing to have me review your statement. Hardware depends on what you need — many merchants qualify for placed equipment, and if you're on a lease with someone else, I'll read the buyout terms with you before recommending a move.
Do I Have to Replace My Whole POS?
Usually no. If you're on a mainstream system we can often reprogram or add a terminal alongside it. When a replacement genuinely is the better call, I'll show you the math on both paths rather than just quoting the new box.
What Happens if it Doesn't Work Out?
You keep your data and your merchant account is portable. No long-term contract and no early termination fee on the processing side — if I can't beat what you had, staying put is the right answer and I'll say so.
All We Set Up
0% is the headline.
It's not the whole job.
If dual pricing isn't right for your counter, one of these usually is — and most merchants end up using three or four of them together.